Don’t skimp when it comes to automobile insurance. It seems this is a very common way for individuals to save money. They cut back on their automobile insurance coverage or just stop paying their premiums altogether. A recent St. Louis Post Dispatch article points out that as many as 1 in 8 drivers on the roads may not have automobile insurance.
“It’s a common problem. A lot of people don’t want to make their insurance payments,” said Larry Case, executive director of the Missouri Association of Insurance Agents. “In the first six months of this year, more than 500 new customers walked into a local agents office to buy auto insurance. By August, 46 percent had lost coverage for failing to make payments,” he says. “In other words, there’s a 1 in 8 chance that a driver in a crash will have no coverage.”
But, this trend is all the more reason to make sure YOU carrier full automobile coverage.
Full automobile coverage means coverage for:
- uninsured motorist
- underinsured motorist
- medical payments
Individuals should consider maximizing the coverage limits when possible. That is, do not just ask for the minimum coverage amount required by law. Check with your insurance agent. You will be surprised how relatively inexpensive it is to maximize the coverage amounts on your auto policy.
For over 30 years, Casey & Devoti has diligently protected the rights of its clients with honesty and integrity. Our lawyers are dedicated to providing individuals with first-class, professional and aggressive legal representation. Matt Casey and Matt Devoti have extensive trial experience representing clients in matters such as, automobile, truck and train accidents, medical malpractice, product and premises liability, elder care and sexual abuse, Workers’ Compensation and wrongful death. Casey & Devoti proudly serves the greater St. Louis metropolitan area, southeastern Missouri and southern Illinois.